Mastercard Agent Pay
Europe Rollout
Leading the integration of AI-driven payment agents into the Mastercard core infrastructure for European retailers.
AI AgentsPayments
Roy Meshulam
M.Sc. in AI & Executive MBA
Agent Pay Product Delivery at Mastercard. Results-driven Product Delivery Manager & AI Engineer scaling agentic commerce across Europe.
15+
Years Experience
AI
Focus Area
EU
Rollout Scale
About
A seasoned professional at the intersection of Artificial Intelligence and Fintech. Currently leading the delivery of agentic commerce solutions at Mastercard, bridging the gap between complex AI systems and secure global payment infrastructures.
With over 15 years of experience, I specialize in scaling high-impact financial products across European markets. My dual background in AI engineering and business strategy allows me to translate visionary technology into commercially viable, enterprise-grade solutions.
"Agentic commerce, securely delivered."
Experience Highlights
Wallet Launches
Apple & Google Pay
Orchestrated the multi-region launch of digital wallet solutions, reaching millions of daily active users.
TokenizationDigital UX
MDES Optimization
Infrastructure Scalability
Optimizing Mastercard Digital Enablement Service (MDES) for next-generation ML workloads.
MLCloud Infrastructure
Case Studies
01Agentic Commerce Framework
Agentic Commerce Framework
Challenge
Legacy payment gateways lacked the flexibility for autonomous AI agents to initiate transactions securely.
Approach
Developed a dynamic credentialing system leveraging bio-authentication triggers for agentic authorization.
Outcome
Reductions in friction-based drop-offs by 40% in pilot phases across UK and Germany.
02Predictive Fraud Prevention
Predictive Fraud Prevention
Challenge
Real-time fraud detection systems struggling with the latency required for high-volume transactions.
Approach
Implemented edge-computing ML models to process risk scores locally at the point of sale.
Outcome
12% increase in fraudulent transaction detection without impacting user latency.
03Next-Gen Tokenization Engine
Next-Gen Tokenization Engine
Challenge
Complexity of cross-border token management for emerging digital asset classes.
Approach
Architecture design for a unified token lifecycle manager supporting CBDCs and crypto-rails.
Outcome
Standardized framework adopted for 4 major European bank pilots.
Core Competencies
Agentic Systems95%
Generative AI Implementation90%
Digital Payments Architecture98%
Predictive AnalyticsFintech ComplianceEuropean FinRegProduct StrategyLLM Fine-tuningCross-border ScalabilityAgile Leadership
Important Links
Let's build the future of agentic commerce.
Available for advisory roles, speaking invitations, or deep-tech collaborations.
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